1. Nature of the Service & Financial Disclaimer
RateCraft provides rate calculators, formula simulations, and commercial pricing benchmarks for educational and planning purposes only. RateCraft does not provide certified financial, accounting, legal, or tax advice. Your actual tax obligations, business deductions, and client contract terms depend on your specific jurisdiction and circumstances. Always consult a licensed Certified Public Accountant (CPA) or attorney for personalized tax and legal guidance.
2. Permitted Use & Embedding
RateCraft grants you a personal, non-exclusive, revocable license to access and use our calculators, generate executive rate cards, download PNG assets, and print PDF schedules.
You are permitted to embed RateCraft calculators on your personal website, blog, or agency portal using our provided iframe embed code, provided that:
- You do not remove or obscure the RateCraft brand attribution or link.
- You do not charge your users an admission or subscription fee specifically to access the embedded calculator.
- You do not alter the underlying calculation algorithms or present the tool as your own proprietary software.
3. Intellectual Property Rights
All intellectual property rights associated with RateCraft—including but not limited to the RateCraft name, logo, visual design tokens, custom CSS layouts, SVG icons, and proprietary mathematical code in calculator.js—are the exclusive property of RateCraft and its creators. Unauthorized automated scraping, white-label reselling, or commercial cloning of this codebase is strictly prohibited.
4. Limitation of Liability
In no event shall RateCraft, its developers, contributors, or affiliates be liable for any direct, indirect, incidental, special, or consequential damages (including, but not limited to, loss of profits, client contract disputes, underquoted client engagements, or tax penalties) arising out of the use of or inability to use our tools.
5. Accuracy of Information
While we strive to keep our 2026 baseline figures, preset defaults, and formulas accurate and reflective of prevailing market rates, RateCraft makes no representations or warranties of any kind, express or implied, regarding the completeness, accuracy, reliability, or availability of the rates generated.
6. External Links & Advertising
Our site may contain links to third-party websites or services (including advertisers via Google AdSense). RateCraft has no control over, and assumes no responsibility for, the content, privacy policies, or practices of any third-party websites or services.
7. Modifications to Terms
We reserve the right to revise or replace these Terms of Service at any time. Material changes will be indicated by updating the "Last Updated" date at the top of this page. Your continued use of the site after any revisions constitutes your acceptance of the updated terms.
8. Governing Law & Contact
If you have any questions or legal inquiries regarding these Terms of Service, please contact our legal department at:
Email: legal@ratecraft.app
General Inquiries: ratecraft.app/contact/